When will your Social Security check arrive?

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Farm Forum

The 2013 schedule of payment dates is now available for viewing or downloading at http://1.usa.gov/UiQBnk.

Until 1997, monthly Social Security payments arrived on the same day. Now they arrive on different days of the month. Most people whose Social Security started after 1997 receive their routine benefits on one of four days throughout the month: the third of the month and on the second, third and fourth Wednesdays of the month. What day will yours arrive?

Although there are several exceptions, Social Security payment dates generally depend on the worker’s date of birth. If you receive Social Security retirement or disability based on your own work, the payment date is based on your birth date. A child or spouse receiving benefits on your record will also have a payment date based on your birth date. A couple can receive Social Security payment on different days if each is receiving their own retirement.

Benefits are generally paid on the second Wednesday if the number holder was born within the first 10 days of a month, the third Wednesday if born within the 11-20th days and on the fourth Wednesday if born within the 21-31st days. Using multiple dates helps smooth out monthly workloads.

Not all Social Security payment dates are birth date based. If you were receiving Social Security before May 1997, your payment date remained the third of the month. People eligible for both Social Security and Supplemental Security Income (SSI) generally receive SSI on the first and their Social Security on the third of the month.

One more item about payments: routine Social Security retirement, disability, and survivor benefits are paid in the following month, meaning the benefit for January arrives in February. Routine Supplemental Security Income (SSI) payments are for the month paid so SSI arriving in February is for February.

Kathy Petersen is the public affairs specialist for South Dakota and eastern Wyoming. You can write her c/o Social Security Administration, 605 Main St, Suite 201, Rapid City, SD 57701, call 1-866-354-1123 ext 23519, or e-mail kathy.petersen@ssa.gov.